Kubera (TSP) in-progress

Connecting Borrowers, Partners, NBFCs, and Third-Party Vendors for a streamlined lending process.

Discover a new era of lending at ANQ.

What is Kubera?

Kubera aims to bring together various stakeholders in the lending ecosystem, enabling a streamlined process for both secured and unsecured loans.

Players

  • Borrowers/Customers: Empowered with a vast selection of loan products tailored to their distinct needs.
  • Partners: Serving as the bridge between borrowers and lenders, partners source and refer loan applicants, significantly extending the reach of our marketplace.
  • Non-Banking Financial Companies (NBFCs): The financial backbone of the platform, providing the necessary capital and expertise for a diverse range of loan products.
  • Third-Party Vendors: Enhancing trust and verification through services like credit scoring, income verification, and background checks, thereby bolstering the credibility of our platform.

Connecting all these players seamlessly is the core objective of the TSP system.

Features

  • Loan Products: A broad spectrum of loan products catering to various financial needs - personal loans, mortgages, auto loans, and small business financing to name a few.
  • Customized Rules: Accommodating the unique lending strategies of our partners and NBFCs by allowing the definition of custom rules for loan approvals, such as credit score thresholds, loan amount ranges, and interest rates.
  • Dynamic Application Flows: Catering to the diversity of loan products and partner rules, our system manages varying application flows ensuring a tailored journey for borrowers while adhering to NBFC-specific criteria.

Tech Stack

Deno (Backend)
Azure (Infrastructure)
ReactJs (CRM)
React Native (IOS & Android)
Postgres (Database)
Portainer (Container Management)
Updated at Fri, Nov 10, 2023